What is Blue Cross Freedom Blue and is it right for you?

What is Blue Cross Freedom Blue and is it right for you?

With millions of baby boomers trying to decide on the best Medicare Advantage plan, the Freedom Blue Regional PPO plan by Anthem Blue Cross is one of the most popular MAPD plans. It has been shown to add value to older people who want low-cost flexible OPP coverage. In fact, Freedom Blue is a free MAPD available for seniors in some states.The Blue Cross Freedom Blue plan is a versatile and zero-cost PPO Advantage plan that offers an integrated prescription drug plan (Part D) at no additional cost. You will have access to one of the largest PPO networks in the state, with thousands of doctors and hospitals at your disposal.All these generous benefits are available, as well as the co-payments established for all your medical appointments, including specialists and the 4-level prescription drug list. The plan has an annual deduction of $ 320, but it mainly applies to inpatient and outpatient services.

And the hospitalization?

Well, you will have the peace of mind of knowing that you have a defined copayment for Medicare Advantage Plans for the next year. The copayment for a hospital stay would be $ 850, unlike Original Medicare, the copayment for your hospital stay is more than $ 1100 and is per event! With Freedom Blue, if you are hospitalized more than once for the same condition or illness in the same year, the copayment will no longer apply.For those who like to stay active, they will have access to the Silver Sneakers program, which allows free memberships at participating fitness centers across the country. You can also get optional benefits of dentistry, vision, chiropractic and acupuncture for a low monthly cost.All these excellent features and benefits for little or no cost, now it’s a value! So, if you are like most retirees, I talk to you every day with low or fixed income, or if you are in good health and never go to the doctor, the Blue Cross Freedom Blue plan is perfect for you! That way, you only spend your hard earned money when you really need to use your benefits. Also, with the 2012 Annual Open Registry (AEP) just around the corner, now is the time to start reviewing your options. Many people seek to change their current HMO Advantage restrictive plans, and new Medicare applicants believe the Anthem Blue Cross Freedom Blue PPO plan is the best value; making it your number one option for a Medicare benefit plan.

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